Yes, yes and yes. There are bugs, mosquitoes and snakes in Ecuador. Some environments, like those at high altitudes have fewer than coastal environments. Having lived in Florida, though, it’s really no problem. When mosquitoes are present, we apply repellent. I’ve personally seen two snakes in the past 15 months, both dead in the road. As to the other bugs….they peacefully coexist. This guy, above, visited us for the better part of a day,hanging around on the terrace. He is a Lichen Catydid.